Employees who are sick and unwell are encouraged to take time off work to recover. Time off for these absences is covered by
Sickness and Accident (S & A) or
Long Term Disability (LTD), depending on length of absence.
Refer to the
Employee Benefits Booklet for
What to do when an employee calls in sick.
Sickness & accident (S & A) disability benefits
Sickness and accident (S&A) is a short term disability wage loss benefit. It is for absences due to non-work related illness or
injury up to 119 calendar days. For absences after five consecutive work days, employees need to provide an Attending Physician
APS X427 to support their absence. For firefighters
on platoon schedule, this documentation is needed after four consecutive work days.
The City will pay 90 per cent of an employee’s base pay while they are on S&A. This benefit is taxable, with CPP and EI
deductions. Homewood Health Inc. adjudicates S&A claims after five days and manages the case files for the duration of the
Applying for S & A benefits
Long term disability (LTD) benefits
Long term disability begins on the 120th day absent for eligible employees.
Employee Benefits Booklet
LTD claims are managed by Great-West Life, which adjudicates
the application and if approved pays for the absence. Premiums for LTD are paid by the employee, therefore benefit payments are non-taxable.
Payments from Great-West Life to the employee are calculated as 67 per cent of the first $27,000 of gross annual earnings,
55 per cent of the next $90,000 and 50 per cent of the remainder. They are paid up to a maximum age of 65 (or age 60 for
firefighters) as long as the definition of disability is satisfied under the contract.
Applying for LTD
Next: Calling In Sick