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Residential Property Tax - 2020 COVID-19 Tax Relief Measures

The City of Calgary is supporting citizens and businesses in response to the COVID-19 pandemic. Council approved the 2020 Property Tax relief measures to support taxpayers facing financial hardship. Property tax bills were mailed May 25 2020 however, two new relief measures were approved to provide flexibility for property owners:

  1. The tax payment deadline has been extended from June 30 to September 30 without late payment penalties. The tax due date printed on the bill will be June 30. However, the annual 7% penalty applied on July 1 has been cancelled and the October 1 7% penalty has been amended by Council to 3.5%. Property owners have until September 30 to pay their 2020 tax bill without penalty. Any unpaid 2020 tax balance as of October 1 will have a late payment penalty of 3.5% applied.
  2. The Tax Instalment Payment Plan (TIPP) has suspended its 2% filing fee for taxpayers who join TIPP between January 1, 2020 and January 1, 2021.

For residential property owners who pay their property tax bill annually and do not participate in the Tax Instalment Payment Plan (TIPP).

The tax bill due date remains June 30. By extending the penalty-free period from July 1 to September 30 City Council is providing tax deferral relief on both the residential property tax The City collects on behalf of the Government of Alberta and The City’s residential tax portion of your 2020 tax bill.

For those facing financial hardship due to COVID-19, payments made on or before September 30 will avoid the late payment penalty of 3.5% on October 1. Any unpaid 2020 property tax balance outstanding on October 1 will have the 3.5% penalty applied. Any unpaid tax and penalties accrued from previous years are charged a penalty of 1% of the outstanding balance on the first day of each month until the tax arrears are paid.

If you cannot pay your property tax bill in full on or before Sept 30 paying as much as possible will reduce the penalty amount applied on October 1.

Also see the "For residential property owners wishing to join the Tax Instalment Payment Plan (TIPP) this year" section below.

For residential property owners who currently pay their property tax monthly through the Tax Instalment Payment Plan (TIPP).

  • Your TIPP payments continue the first day of every month without interruption.
  • Your July – Dec instalment amount is shown on your tax bill, adjusted to reflect the 2020 tax levy, ensuring your account is paid in full by year end.

For residential property owners wishing to join the Tax Instalment Payment Plan (TIPP) this year.

The Tax Instalment Payment Plan (TIPP) is a popular program that allows you to pay your property tax on a monthly basis instead of one payment in June.

One of the tax relief measures adopted by Council in response to COVID-19 is to waive the 2% filing fee for 2020. This allows you to join anytime without the filing fee.

Learn how TIPP works but be aware that any unpaid taxes from prior years and any missed instalments in 2020 must be paid in full as an initial payment before we can process your agreement. If joining after September 30 any unpaid 2020 tax balance as of October 1 will have a late payment penalty of 3.5% applied.

If starting the plan October 1, your agreement will include the 3.5% October 1 penalty. This is not an error. The penalty amount will be waived after you have submitted a correctly completed agreement, made your initial payment and your first instalment has been withdrawn from your chequing account. If you do not meet these terms and conditions of the plan you are not on TIPP and the October 1 penalty will not be waived.

What if I’m on TIPP but not able to continue the plan as the result of financial hardship due to COVID-19?

If you are not able to continue the payment plan at the required instalment amount you will need to cancel your participation.  We are not able to modify your monthly instalment to an amount different than the instalment set by the plan’s terms and conditions.

To cancel your participation in TIPP use our online secure form to submit your cancellation request. 

Be aware the deadline to submit your cancellation request is no later than the 22nd of the month in order to cancel TIPP before the upcoming instalment is withdrawn from your bank account.

For those facing financial hardship due to COVID-19, payments made on or before September 30 will avoid the late payment penalty of 3.5% on October 1. Any unpaid 2020 property tax balance outstanding on October 1 will have the 3.5% penalty applied.

Can I cancel TIPP and rejoin the plan later in 2020? What do I need to know about joining again later this year?

Yes, you are able to rejoin TIPP later in 2020. Normally joining TIPP twice in the same calendar year for the same property is prohibited under the terms of the plan; however, one of the tax relief measures adopted by Council in response to COVID-19 is to waive the 2% filing fee for 2020. This allows you to rejoin later this year without the filing fee.

You will need to request and return a new TIPP agreement along with your banking information as we are not able to use your previous TIPP agreement and banking information to restart you on the plan. If joining after September 30 any unpaid 2020 tax balance as of October 1 will have a late payment penalty of 3.5% applied.

Be aware that at the time of rejoining any missed instalments must be paid in full as an initial payment and your payment must appear on your tax account before we are able process your new agreement.

If starting the plan October 1, your agreement will include the 3.5% October 1 penalty. This is not an error. The penalty amount will be waived after you have submitted a correctly completed agreement, made your initial payment and your first instalment has been withdrawn from your chequing account. If you do not meet these terms and conditions of the plan you are not on TIPP and the October 1 penalty will not be waived.

Updated City of Calgary information regarding the COVID-19 pandemic is posted to Calgary.ca/covid19.

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