Commercial Clean Energy Improvement Program

Commercial Clean Energy Improvement Program

What is Commercial CEIP?

Financing

You can finance up to 100% of the project costs to a maximum of $1 million.

Before March 24, we will post a minimum and maximum interest rate. Your rate will be within that range and will get locked in when you sign your CEIP agreement.

Payment terms

  • You have up to 20 years to pay back your CEIP loan, based on the lifespan of the upgrades you choose.
  • You can pay off the full amount anytime, without extra fees.
  • Payments are made through your property tax bill.

Important:

The financing stays with the property – not the owner. If you sell the property, you can either:

  • pay off the remaining balance with no penalty, or
  • disclose and transfer the balance to the new owner, who will take over the payment and enjoy the upgrades.

 Learn more about the interest rate and repayment.

Eligible properties and upgrades

To qualify, you must:

  • own property located within Calgary that is labeled “non-residential” on your property tax statement;
  • meet all of the requirements listed in the Terms and Conditions.

New builds do not qualify. Properties marked as “industrial property” or “farmland” are not eligible. Some tax-exempt properties may qualify, contact us to learn more.

See the list of eligible upgrades.

Receive email updates

Get updates when the program reopens and learn how to join. We will only contact you about the Clean Energy Improvement Program. 

Resources

Prepare to apply

Applications are submitted to Alberta Municipalities. Review the pre-qualification instructions to gather the information you’ll need to have ready on application day.

Review the Terms and Conditions

Step 1: Inform all property owners of your intention to apply.

All listed property owners must sign the forms and agreements when you apply.

Step 2: Check that you meet the financial and property tax requirements.

  • You are not in tax arrears, now or in the last five years.
  • You do not have late tax payments on your property, now or in the past five years.
  • Your property is not in foreclosure.
  • You are not in bankruptcy or receivership.
  • You are not enrolled in The City’s Property Tax Assistance Program or the Government of Alberta’s Seniors Property Tax Deferral Program.
  • You are current on all property-secured debt payments (e.g., mortgage).
  • Your total property-secured debt does not exceed your property’s assessed value.

Step 3: Review your mortgage agreements, insurance policies and building policies, and have copies of each ready.

Check with your mortgage lender; some require consent for program enrolment. Not obtaining required consent could breach your mortgage.

Your insurance must cover the property’s full value and at least $1 million in personal liability insurance.

If your property is within a building that includes shared facilities or common property and your project will impact shared facilities/property:

  • Include an approval letter from your building owner with your application.
  • If your upgrade is expected to increase or change your electricity usage (e.g., solar PV, heat pump), you need to have an electrician, designer or engineer provide a calculation. This calculation should confirm the expected increase in electricity usage. It should also ensure the current shared electricity between units can accept the additional load. Learn more at row house electrical advisory.

Step 4: Gather information about your property.

Check your latest property assessment or tax bill for your property description and roll number.

Review the prequalification information and gather everything you need to apply.

How does CEIP work?

Completing a clean energy improvement through CEIP follows these seven steps:

Step 1: Pre-qualification

This confirms you and your property meet the basic program qualification criteria.

Step 2: Energy Audit

You will need to complete an ASHRAE Level II Energy Audit and/or conduct a renewable energy feasibility study. We will accept ASHRAE Level II Energy Audits and renewable energy feasibility studies that have been completed within the last two years.

All participants must enter the previous two years of energy consumption data in The City of Calgary’s BenchmarkYYC program.

Step 3: Project application

Choose a Qualified Contractor at ceip.abmunis.ca/directory and plan your project. Then, submit your Project Application to Alberta Municipalities.

Step 4: Agreements

Once approved, you’ll enter into a Clean Energy Improvement Agreement and Project Agreement.

Step 5: Project installation

After signing agreements, work with your Qualified Contractor to complete the improvements. We will pay deposits and final payments directly to your contractor.

Step 6: Upgrade completion

Submit your upgrade completion forms as your improvements are completed.

Step 7: Repayment

You’ll repay the project cost through your property tax bill as per your Clean Energy Improvement Agreement.

Frequently asked questions

What types of properties are eligible for CEIP financing?

The program is for commercial buildings doing retrofits. New builds do not qualify. Privately owned properties located within Calgary that are labeled “non-residential” can participate in Commercial CEIP.

Properties marked as “industrial property” or “farmland” on the property tax bill aren’t eligible.

Some tax-exempt properties may qualify, contact us to learn more.

What types of upgrades are eligible for the program?

Many energy efficiency and renewable energy upgrades qualify for the program. See the full list and criteria at CEIP-Commercial-Upgrades.

Will CEIP increase my property tax?

Only property owners who join the program will see an increase on their tax bill. If you don’t participate, your property taxes won’t change.

When will I start repaying the financing?

The payment start date for Clean Energy Improvement Taxes corresponds with the property tax payment due date (June 30). More information on property taxes and deadlines can be found here.

You must submit all necessary upgrade completion information to Alberta Municipalities prior to the November 15 cutoff date to have your Clean Energy Improvement Tax added to your property tax bill the following year.

For example:

  • Upgrades completed and completion information submitted before Nov. 15, 2025 will be added to the 2026 property tax bill and the payment start date will be June 30, 2026.
  • Upgrades completed and completion information submitted between Nov. 16, 2025 and Nov. 15, 2026 will be added to the 2027 property tax bill and the payment start date will be June 30, 2027.

Can I make an early repayment? Is there a penalty or fee?

You can pay off the full balance with no penalty or discharge fee.

Lump sum payments can only be requested after you receive:

  • Your Clean Energy Improvement Tax payout notice; OR
  • The first property tax bill that includes the Clean Energy Improvement Tax.

You may contact 311 at any time during the repayment term to make a full lump sum payment. This will help you avoid further interest charges. Only full principal payments are accepted – no partial payments.

How will I know what my payment is?

You can view your annual Clean Energy Improvement Tax payment in a few ways:

  1. Your Clean Energy Improvement Agreement will outline the annual payment.
  2. You’ll receive a payout notice in the spring of the first year the tax is added to your property bill.
  3. It will appear as a separate line item on your property tax bill mailed each May.
  4. Once it’s on your property tax bill, the Clean Energy Improvement Tax will also appear on the Tax Certificate. This document shows all tax-related charges for a property.

Is CEIP a rebate program?

No. Commercial CEIP is a financing program. It provides funding for approved energy upgrades. Property owners will repay it with interest through their property tax bill.

How much funding is available?

The City has up to $10 million in CEIP financing available for Calgary commercial property owners.

Is CEIP different than PACE programs?

PACE stands for Property Assessed Clean Energy. It helps property owners to finance energy upgrades through their municipal property taxes. CEIP is Alberta’s version of PACE.

While similar, CEIP has unique guidelines and requirements for Alberta. These are designed to support the local economy while also protecting property owners.

I’m a contractor in energy efficiency and renewable energy in Calgary. How can I participate?

Visit ceip.abmunis.ca/contractor to learn more and apply to become a CEIP qualified contractor. Only CEIP qualified contractors are eligible to work on Clean Energy Improvement Program projects. 

What is the Clean Energy Improvement Bylaw?

Municipalities need to pass a CEIP bylaw that authorizes them to:

  1. Borrow money for the purpose of financing clean energy improvements.
  2. Use the property tax system to facilitate repayment from property owners.

On April 9, 2025, Calgary’s Commercial Clean Energy Improvement Bylaw was passed by Calgary’s City Council. The Bylaw allows The City to offer Commercial CEIP in Calgary and sets guidelines for its operation.

Why is CEIP good for Calgary?

The City tracks greenhouse gas emissions from transportation, homes, buildings and waste to measure Calgary’s total emissions. 

In 2023, buildings accounted for about 60 per cent of Calgary’s greenhouse gas emissions. Most of the buildings that will exist in Calgary in 2050 have already been built. Investing in energy efficiency and renewable upgrades is key to reaching net zero emissions. CEIP is one of many tools helping reduce greenhouse gas emissions.

Programs like CEIP also support our local economy. CEIP projects have the potential to create jobs for local energy and renewable energy contractors.

This program is supported by the Federation of Canadian Municipalities’ Green Municipal Fund, an endowment from the Government of Canada.

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