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Property tax - frequently asked questions


Property tax and assessment

Frequently asked questions

Do you have questions about your property taxes? Read our frequently asked questions below.


Property tax

Where do my property tax dollars go?

The funds collected through property tax are generally split between the Alberta Government and The City. In 2019, about 63% of all residential property taxes will go towards City services while about 37% will be sent to the Government of Alberta. 

The timing and amount of the provincial requisition is unknown due to the absence of a provincial budget. The estimated requisition is based on the 2018 provincial requisition amount of $780 million.

City Council sets the annual budget needed to pay for services that benefit all Calgarians.

The City budget is paid from property taxes, plus other sources including license fees, provincial grants and user fees like transit fares.

Your property taxes support services like police, fire protection, garbage collection, transit, parks, recreation, social services and more.

See where your tax dollars go using the tax breakdown tool

What is the municipal property tax rate increase this year?

City Council sets the property tax rate based on many factors, including citizen priorities and the level of satisfaction with City services.

For 2019, the municipal property tax increase is 6.67% for residential properties and -1.77% non-residential properties. 

This tax share solution will help support businesses and sustain long-term economic health for all Calgarians.

View current and historial property tax rates.

Learn how The City determines the property tax rate

What is the combined municipal and provincial property tax rate increase for 2019?

Your property tax bill reflects a combined 2019 municipal and provincial property tax rate increase of 3.45% for residential properties (6.67% for municipal purposes and -1.66% for provincial purposes) and -3.07% for non-residential properties (-1.77% for municipal purposes before the 2019 transfer of business tax revenues and -7.95% for provincial purposes).  

How will this impact Calgary households?

A residential property valued at $475,000 can expect an increase of  $105 on the total property tax bill:​

2019 Property Tax
Increase / Decrease
Municipal portion
$ 125
Provincial portion
- $ 20
$ 105.00​
Your property taxes could still go up or down if there was a change in your assessment relative to the city-wide typical per cent change.
What's important is how your property value changes compared to the typical property.

As a result of the 2019 assessment, the typical per cent change in residential is  -1% and non-residential is  -12%. If your property's year-to-year change in assessment is:

  • Less than the typical change, your property's taxes will decrease.
  • The same as the typical change, your property's taxes will stay about the same.
  • More than the typical change, your property's taxes will increase.

If you’re looking to estimate your taxes after you received your assessment and prior to receiving your tax bill you can do so at

Read more about how property assessment affects your property taxes.

What if I'm having problems paying my taxes?

If you are a residential property owner experiencing financial hardship there are a number of programs offering assistance. Under The City's Property Tax Assistance Program, residential property owners of any age may be eligible for a credit/grant. You can find more information at, Fair Entry or contacting 311.

For information on programs for seniors such as the Seniors Property Tax Deferral Program, contact the Government of Alberta at 310-0000 or 403-268-CITY(2489) if calling from outside Calgary.

Tax bill

When do I get my tax bill?

Property tax bills are mailed in May and cover the calendar year Jan. 1 – Dec. 31. Property tax bills and account information are not available online.

Property owners who have not received a tax bill by the first week of June can request a copy of the bill. Property taxes must be paid by June 28 to avoid a 7% late payment penalty.

You can also change the mailing address​ for your property tax bill and assessment notice.

How do I pay my tax bill?

The City of Calgary offers a variety of property tax payment options​ to pay The City directly or through your bank. Credit cards cannot be used to pay property tax.

The Tax Instalment Payment Plan (TIPP) is a popular program that allows you to pay your property tax on a monthly basis instead of making one payment in June. Your payment automatically comes out of your chequing account the first day of every month, making paying your property tax easier.

You may join at any time during the year. However, if you join after January 1, there is a filing fee of 2% of the missed instalments.

Have you moved recently? Make sure you update your property roll number when you make a payment through your bank.

When are property taxes due?

You must pay your property taxes by June 28, 2019 to avoid penalties.

A 7% penalty is added to any unpaid tax bill balance after June 28.

I filed a complaint against my assessment with the Assessment Review Board. Do I still have to pay my taxes by the due date?

Yes. If you have filed a complaint against your assessment you must still pay your taxes by the due date to avoid a late payment penalty.

If the Assessment Review Board (LARB or CARB) or Court of Queen's Bench or Municipal Government Board makes a decision on your complaint that results in a lower tax levy, the reduction is credited to the tax account. If this tax reduction results in a credit balance, interest is paid on the municipal portion. A refund cheque is issued for accounts with a credit balance greater than $25 (credits of less than $25 will remain on the account.)

Do I have options other than paying the entire tax bill amount on June 28?

The Tax Instalment Payment Plan (TIPP) is a popular program that allows you to pay your property tax on a monthly basis instead of one payment in June, making budgeting easier.

You may join at any time during the year. However, if you join after January 1, there is a filing fee of 2% of the missed instalments.

Property assessment

Where can I find my property's assessed value

Property assessment notices are mailed in January to all property owners, both residential and non-residential.

You can find the assessed value of your property or any other Calgary property online using Assessment Search. You do not have to log in to search for assessed values, however, for more detailed information (including your previous year's assessment, your tax information and specific property details) you can log into Assessment Search using your City myID account.

For more information on how to use Assessment Search, see the help guides for property owners.

How is my property assessed?

Your property assessment notice sent in January is based on your property's market value, the amount it likely would have sold for last July 1st, and improvements to its physical condition as of Dec. 31.

The assessment process follows legislative requirements set by the Province on how properties are assessed to determine the values for all properties, which in turn determines the distribution of municipal taxes. Assessors look at many factors including your property's details such as age, location, lot size, additions or renovations and sales of similar properties in the neighbourhood in the last three years. Your individual assessment comes from the analysis of sold properties in your neighbourhood that are very similar to yours.

Your assessed property value goes through internal checks and balances and a provincial audit before the notice is mailed to you in early January.

What if I don't agree with the assessed value?

If you have any questions or concerns about your assessment, contact Assessment at 403-268-2888 during the Customer Review Period as printed on your notice. Your assessor may be able to resolve your concerns without the need to file a formal complaint.

If you still disagree with your assessment, visit the Assessment Review Board for more information and/or to file a complaint online. Formal complaints with the Assessment Review Board can only be made during the dates indicated on your assessment notice. 

View the 2019 residential property assessment and tax timeline

View the 2019 non-residential property assessment and tax timeline

How does my assessment affect my property taxes?

Your property assessment is used to determine your share of taxes, relative to all properties in Calgary, to meet The City's budget needs.

Once Council has set the tax rate, your assessment is then multiplied by the tax rate and the result is your share of property tax shown on your tax bill.

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